Obamacare and Low Information Voters

Obamacare. Remember that? The one that Nancy Pelosi rammed through the House of Representatives but never read?

Yeah, that law.

Did you know that Obamacare is still the law of the land and had not been repealed? Give yourself a gold star.
�Four in ten Americans (42%) are unaware that the ACA [Affordable Care Act] is still the law of the land,� the report says, �including 12 percent who believe the law has been repealed by Congress, 7 percent who believe it has been overturned by the Supreme Court and 23 percent who say they don�t know enough to say what the status of the law is.�
ABC News

Hard to believe, isn't it?
�For the 85 to 90 percent of Americans who already have health insurance, this thing�s already happened, and their only impact is that their insurance is stronger, better, more secure than it was before,� President Obama said. 
And let's not forget more expensive.

Of course many that have health insurance now probably won't be able to afford it in 2014. and some who have health insurance through their work won't have it next year.

But other than that . . .
HHS  today released new applications for individuals and adults looking to get health insurance. Officials cut the forms down from 21 pages to seven pages for a family and three pages for an individual.
Instead, they resemble tax forms, inquiring about income, Social Security numbers and employment history. They also ask for contact information and race-ethnicity.
The application for families says members of the family who do not require health coverage do not have to list immigration status or Social Security numbers.

Why do you need to state your race to apply for health insurance?
Health insurance carriers dropped that question years ago.
So if you are part of the 42% who don't get it, you still have time to figure all this out, even if the federal government can't.

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General help for student in UK

'Support is always available when you study in the UK. If you need help getting used to the UK education system or settling into life in the UK, you only have to ask. Counsellors and academic staff at your place of study will be happy to help. '
There are a number of organisations that support international students in the UK:
  •    The 'UK Council for International Student Affairs' promotes and protects the needs of international students in the UK. Contact UKCISA at www.ukcisa.org.uk.
  •         The 'National Union of Students' is the national voice of students in the UK. This organisation provides advice on living student life to the full. Contact NUS at www.nus.org.uk
As well as these organisations for all students, you will also find support at your place of study. Find out more below:

·         UK undergraduate and postgraduate degree courses

Many UK universities and colleges have specialist international advisers to support you throughout your UK education. They provide advice and information on almost anything; from finding accommodation to settling in.

Most UK institutions will run an orientation programme for international students in your first few weeks. These last from a couple of days to a week and usually include:

  •      a tour of the campus
  •    an overview of the facilities and how to use them
  • explanations of the institution’s rules
  •  help with registering for your UK course
  •  an outline of teaching methods
  •  discussion of important aspects of life in the UK
  •   social events where you can meet staff and other students.

English language courses in the UK
Most UK English language schools offer a student welfare service to help you plan your stay and settle in. You can get advice on accommodation, UK visas and legal requirements before you even reach the UK. On arrival, your school will usually also provide a meet-and-greet service and transportation.

Support continues throughout your UK course. In the unlikely event that you will need it, most schools have an emergency telephone number that you can ring 24 hours a day. English language schools also make sure that students under the age of 16 are closely supervised.

UK boarding schools

When you study at a UK boarding school you will be well looked after. Before you travel to the UK they will ensure you have a guardian here who is responsible for you.
Your care at a UK boarding school is usually the joint responsibility of academic staff and qualified ‘house parents’. Most schools allocate pupils to individual mentors, who take a personal interest in your welfare. Many schools have a matron and provide access to a school doctor.  
        
Career-based courses in the UK
Your career-based course is likely to be based at a UK college of further education. Most colleges make welfare arrangements and have dedicated international student advisers. Their job is to work with you to understand your needs and appreciate your different culture.
Many UK further education colleges will also offer an induction or welcome programme for you. These include trips and cultural events - and are a good way to get to know the local area and other students.

Student services departments and the students’ union are there to help, should any problems arise. You can also talk to your tutor; all students are assigned a personal tutor who will monitor your academic progress and help with any problems

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IPAB MIA

Missing ObamaTax deadlines is nothing new for HHS Secretary Shecantbeserious, and this time it may be a blessing in disguise for any folks feeling a bit under the weather:

"Under [the ObamaTax] ... government officials in charge of keeping Medicaid afloat have until Tuesday to report whether costs for the fiscally foundering program will exceed expectations ... the Independent Payment Advisory Board Death Panel ... still doesn�t exist."

Maybe they could get some folks from Canada to help out.

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25 Required Things Successful Educators Do Differently25 Required Things Successful Educators Do Differently - If you ask a student what makes him or her
successful in school, you probably won’t hear about some fantastic new book or video lecture series. Most likely you will hear something like, “It was all Mr. Jones. He just never gave up on me.”

What students take away from a successful education usually centers on a personal connection with a teacher who instilled passion and inspiration
for their subject. It’s difficult to measure success, and in the world of academia, educators are continually re-evaluating how to quantify learning. But the first and most important question to ask is: Are teachers reaching their students?

Here are 25 required things successful educators do differently.

1. Successful educators have clear objectives

How do you know if you are driving the right way when you are traveling somewhere new? You use the road signs and a map (although nowadays it might be SIRI or a GPS). In the world of education, your objectives for your students act as road signs to your destination. Your plan is the map. Making a plan does not suggest a lack of creativity in your curriculum but rather, gives creativity a framework in which to flourish.

2. Successful educators have a sense of purpose

We can’t all be blessed with “epic” workdays all the time. Sometimes, life is just mundane and tedious. Teachers who have a sense of purpose and who are able to see the big picture can ride above the hard and boring days because their eye is on something further down the road.

3. Successful educators are able to live without immediate feedback

There is nothing worse than sweating over a lesson plan only to have your students walk out of class without so much as a smile or a, “Great job teach!” It’s hard to give 100% and not see immediate results. Teachers who rely on that instant gratification will get burned out and disillusioned. Learning, relationships, and education are a messy endeavor, much like nurturing a garden. It takes time, and some dirt, to grow.

4. Successful educators know when to listen to students and when to ignore them

Right on the heels of the above tip is the concept of discernment with student feedback. A teacher who never listens to his/her students will ultimately fail. A teacher who always listens to his/her students will ultimately fail. It is no simple endeavor to know when to listen and adapt, and when to say, “No- we’re going this way because I am the teacher and I see the long term picture.”

5. Successful educators have a positive attitude

Negative energy zaps creativity and it makes a nice breeding ground for fear of failure. Good teachers have an upbeat mood, a sense of vitality and energy, and see past momentary setbacks to the end goal. Positivity breeds creativity.

6. Successful educators expect their students to succeed

This concept is similar for parents as well. Students need someone to believe in them. They need a wiser and older person to put stock in their abilities. Set the bar high and then create an environment where it’s okay to fail. This will motivate your students to keep trying until they reach the expectation you’ve set for them.

7. Successful educators have a sense of humor

Humor and wit make a lasting impression. It reduces stress and frustration, and gives people a chance to look at their circumstances from another point of view. If you interviewed 1000 students about their favorite teacher, I’ll bet 95% of them were hysterical.
8. Successful educators use praise smartly
Students need encouragement yes, but real encouragement. It does no good to praise their work when you know it is only 50% of what they are capable of. You don’t want to create an environment where there is no praise or recognition; you want to create one where the praise that you offer is valuable BECAUSE you use it judiciously.

9. Successful educators know how to take risks

There is a wise saying that reads, “Those who go just a little bit too far are the ones who know just how far one can go.” Risk-taking is a part of the successful formula. Your students need to see you try new things in the classroom and they will watch closely how you handle failure in your risk-taking. This is as important as what you are teaching.

10. Successful educators are consistent

Consistency is not to be confused with “stuck”. Consistency means that you do what you say you will do, you don’t change your rules based on your mood, and your students can rely on you when they are in need. Teachers who are stuck in their outdated methods may boast consistency, when in fact it is cleverly masked stubbornness.

11. Successful educators are reflective

In order to avoid becoming the stuck and stubborn teacher, successful educators take time to reflect on their methods, their delivery, and the way they connect with their students. Reflection is necessary to uncover those weaknesses that can be strengthened with a bit of resolve and understanding.

12. Successful educators seek out a mentor for themselves

Reflective teachers can easily get disheartened if they don’t have someone a bit older and wiser offering support. You are never too old or wise for a mentor. Mentors can be that voice that says, “Yes your reflections are correct,” or “No, you are off because….” and provide you with a different perspective.

13. Successful educators communicate with parents

Collaboration between parents and teachers is absolutely crucial to a student’s success. Create an open path of communication so parents can come to you with concerns and you can do the same. When a teacher and parents present a united front, there is a lower chance that your student will fall through the cracks.

14. Successful educators enjoy their work

It is easy to spot a teacher who loves their work. They seem to emanate contagious energy. Even if it on a subject like advanced calculus, the subject comes alive. If you don’t love your work or your subject, it will come through in your teaching. Try to figure out why you feel so unmotivated and uninspired. It might have nothing to do with the subject, but your expectations. Adjust them a bit and you might find your love of teaching come flooding back.

15. Successful educators adapt to student needs

Classrooms are like an ever-evolving dynamic organism. Depending on the day, the attendance roster, and the phase of the moon, you might have to change up your plans or your schedule to accommodate your students. As they grow and change, your methods might have to as well. If your goal is to promote a curriculum or method, it will feel like a personal insult when you have to modify it. Make connecting with your student your goal and you’ll have no trouble changing it up as time moves on.

16. Successful educators welcome change in the classroom

This relates to the above tip, but in a slightly different way. Have you ever been so bored with your house or your bedroom, only to rearrange it and have it feel like a new room? Change ignites the brain with excitement and adventure. Change your classroom to keep your students on their toes. Simple changes like rearranging desks and routines can breathe new life in the middle of a long year.

17. Successful educators take time to explore new tools

With the advance of technology, there are fresh new resources and tools that can add great functionality to your classroom and curriculum. There is no doubt that the students you are teaching (far younger than you) probably already have a pulse on technologies you haven’t tapped into yet. Don’t be afraid to push for technology in the classroom. It is often an underfunded area but in this current world and climate, your students will be growing up in a world where technology is everywhere. Give them a headstart and use technology in your classroom.

18. Successful educators give their students emotional support

There are days when your students will need your emotional support more than a piece of information. Connecting to your students on an emotional level makes it more likely that they will listen to your counsel and take your advice to heart. Students need mentors as much as they need teachers.

19. Successful educators are comfortable with the unknown

It’s difficult to teach in an environment where you don’t know the future of your classroom budget, the involvement of your student’s parents, or the outcome of all your hard work. On a more philosophical level, educators who teach the higher grades are tasked with teaching students principles that have a lot of unknowns (i.e. physics). How comfortable are you with not having all the answers? Good teachers are able to function without everything tied up neatly in a bow.

20. Successful educators are not threatened by parent advocacy

Unfortunately, parents and teachers are sometimes threatened by one another. A teacher who is insecure will see parent advocacy as a threat. While there are plenty of over-involved helicopter parents waiting to point out a teacher’s mistakes, most parents just want what’s best for their child. Successful educators are confident in their abilities and not threatened when parents want to get into the classroom and make their opinions known. Good teachers also know they don’t have to follow what the parent recommends!

21. Successful educators bring fun into the classroom

Don’t be too serious. Some days, “fun” should be the goal. When students feel and see your humanness, it builds a foundation of trust and respect. Fun and educational aren’t mutually exclusive either. Using humor can make even the most mundane topic more interesting.

22. Successful educators teach holistically

Learning does not happen in a vacuum. Depression, anxiety, and mental stress have a severe impact on the educational process. It’s crucial that educators (and the educational model) take the whole person into account. You can have the funniest and most innovative lesson on algebra, but if your student has just been told his parents are getting a divorce, you will not reach him.

23. Successful educators never stop learning

Good teachers find time in their schedule to learn themselves. Not only does it help bolster your knowledge in a certain subject matter, it also puts you in the position of student. This gives you a perspective about the learning process that you can easily forget when you’re always in teaching mode.

24. Successful educators break out of the box

It may be a self-made box. “Oh I could never do that,” you say to yourself. Perhaps you promised you’d never become the teacher who would let the students grade each other (maybe you had a bad experience as a kid). Sometimes the biggest obstacle to growth is us. Have you built a box around your teaching methods? Good teachers know when it’s time to break out of it.

25. Successful educators are masters of their subject

Good teachers need to know their craft. In addition to the methodology of “teaching”, you need to master your subject area. Learn, learn, and never stop learning. Successful educators stay curious.

» Read More...

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Western Reserve Life Insurance Company Review - Stumble Forward | wrl life insurance review


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